This Little-Known Citi Card Offers 30,000 Bonus Points and 3X at Supermarkets — With No Annual Fee

When our accomplice, Citi, launched its new Strata lineup, a lot of the buzz went straight to the dearer playing cards — the $95-a-year Citi Strata Premier® Card and the $595-a-year Citi Strata Elite℠ Card. And truthfully, I get it. Big bonuses and luxurious perks are straightforward to jot down about.

But the third member of the household, the no-annual-fee Citi Strata℠ Card, has been flying below the radar for some time — and it should not be. This card earns critical rewards on classes folks really spend in, and has a welcome bonus that strikes a steadiness between worth and attainability.

Here’s a more in-depth look at what makes the Citi Strata℠ Card value your consideration.

Unlock robust incomes charges throughout on a regular basis classes

When it involves incomes charges, the Citi Strata℠ Card punches a bit above its weight. It earns nice rewards on a variety of on a regular basis classes, rivaling playing cards that truly have an annual price.

It comes with:

• 5X ThankYou® Points for every $1 spent on Hotels, Car Rentals and Attractions booked on Citi Travel® through cititravel.com
• 3X ThankYou® Points for every $1 spent in an eligible self-select class of your alternative (health golf equipment, choose streaming providers, reside leisure, beauty shops/barber retailers/hair salons, or pet provide shops); earn 3 ThankYou Points for every $1 spent at supermarkets, on choose transit purchases, and at fuel & EV charging stations
• 2X ThankYou® Points for every $1 spent at eating places
• 1X ThankYou® Point for every $1 spent on all different purchases

I notably just like the 3X self-select class, which you’ll be able to change as soon as a calendar quarter. That means you possibly can calibrate rewards to the way you really spend all year long.

Plus: Get a stable welcome bonus

Right now, the Citi Strata℠ Card is providing a welcome bonus of 20,000 bonus factors after you spend $1,000 in your first 3 months. That’s a haul that we estimate to be value at least $200 when redeemed via the Citi Travel portal, and doubtlessly much more when you use Citi’s switch companions.

You may also redeem factors for money again, reward playing cards, and extra, though you may typically get much less worth that approach. Travel is usually the way in which to go right here.

And keep in mind, the Citi Strata℠ Card has no annual price. That means when you earn this bonus, you are already up about $200 lifetime on the cardboard.

Ready to get began? Click here to learn more about the Citi Strata℠ Card and apply today.

Is the Citi Strata℠ Card best for you?

The Citi Strata℠ Card is a good match for anybody who desires straightforward journey rewards. There are a couple of rival playing cards value protecting in thoughts, although.

First, the Wells Fargo Autograph® Card (rates and fees) has its personal set of versatile incomes charges. You’ll get:

• 3X factors on eating places, journey, fuel stations, transit, widespread streaming providers and telephone plans
• 1X factors on different purchases

Plus, the Wells Fargo Autograph® Card’s welcome bonus is nearly equivalent. You’ll get 20,000 bonus factors (value $200 money redemption worth) after spending $1,000 within the first 3 months.

Then there’s a fair less complicated choice, the Bank of America® Travel Rewards bank card. It earns 1.5 factors per $1 spent on on a regular basis purchases, with no bonus classes to trace.

If you ask me, most individuals are higher off with the Citi Strata℠ Card or Wells Fargo Autograph® Card. But if you would like easy, automated rewards throughout every kind of spending, the Bank of America® Travel Rewards bank card has you lined.

It additionally has a barely larger welcome bonus. You’ll get 25,000 factors (value $250 journey credit score) after making at least $1,000 in purchases within the first 90 days of account opening.