Best high-yield savings account rates Tuesday, Jan. 27, 2026: Up to 5.00% APY
The best high-yield savings accounts are hitting rates up to 5.00% APY as of Jan. 27, 2026—and that’s genuinely impressive compared to the FDIC’s recorded national average of 0.39%. If you’re serious about making your money work harder, opting for a high-yield account over a traditional savings account is one of the best moves you…